Calculate your estimated net salary
Enter your gross salary and apply the special rules available for this country.
Poland net salary calculator
Estimate net salary in Poland for a standard umowa o pracę with employee ZUS contributions, health insurance, PIT-2, and optional PPK.
Estimated results
Complete the form to see the estimated annual and monthly net salary.
- Estimated net monthly salary
- €0
- Net extra salary payment
- €0
- Estimated net annual salary
- €0
- Estimated annual deductions
- €0
- Estimated effective tax rate
- 0%
Breakdown
- Base annual gross
- €0
- Country-specific gross adjustment
- €0
- Taxable annual income
- €0
- Annual social security
- €0
- Annual income tax
- €0
- €0
- €0
- Calculation note
- -
Assumptions
- Poland is modeled for one employee on a standard umowa o pracę with one employer and Polish tax residency in tax year 2026.
- The default scenario assumes age 26 or over, PIT-2 submitted, standard monthly deductible employment costs, no spouse, no children, no extra tax credits, and no PPK.
- The calculator simulates 12 cumulative payroll months so the annual PIT threshold and the annual pension and disability contribution ceiling affect later months correctly.
- Monthly net pay shows the selected payroll month in that cumulative year, while annual net is the sum of all 12 simulated payroll months.
- Health contribution is shown separately and does not reduce PIT in this MVP. Exact payroll-step rounding still needs one payroll-specific official source confirmation.
Official sources and verification
Published model: tax estimate; see the limitations listed above.
How this calculator works
This is a net salary calculator based on gross salary for Poland. It uses a simplified model and transparently shows the main tax brackets and variables included in the estimate.
Tax brackets considered
- Up to PLN 120,000 at 12%
- Above PLN 120,000 at 32%
Variables considered
- Gross salary input
- Monthly or annual salary period
- Tax year
- PIT-2 submitted
- Employment deductible costs
- Employee under 26
- Employee PPK enabled
- Payroll month shown in monthly result